Online Payday Loans By Direct Lenders

Are you out of cash in the middle of the month and looking for online payday loans?

Online payday loans by direct lenders are the best option to finance your unexpected emergencies and unforeseen situations. You can fund all short-term expenses through payday loans.

You can either take a loan from a direct lender or an indirect lender. You can apply separately to every lender or connect with their pool just by 1 application. Even if you have bad credit, you do not need to worry.

Our direct lenders do not scrutinize your application based on poor credit scores. Apply with us even if you have bad credit. The choice is yours.

Direct VS Non-Direct Lenders

Direct lenders manage the entire process of payday loans by themselves. From your application processing to money deposit, they keep everything in their own hands to keep you safe from discrepancies. To understand better direct and indirect lenders, let’s start comparing both briefly.

Direct Lenders (from their websites and stores)

Direct Payday Loan Lenders
  1. You can apply with direct lenders. However, you need to file separate applications if not using any broker or third-party lender.
  2. They usually charge a high fee.
  3. Locating physical shops of lenders may eat your energy.
  4. You cannot compare different lenders.

Indirect Lenders (connect you with direct lenders)

  1. Our website has a pool of direct lenders, so you can connect with them with just one application.
  2. If you apply from our website, we will try to minimize fee requirements as much as possible.
  3. You do not need to visit the lender physically. Sit at home and apply anytime you want.
  4. You can compare various lenders.

Why Online Payday Loans by Direct Lenders

Processing your application through direct lenders has distinctive benefits. In a typical case, you can apply with different lenders and then wait hours for their approval. If your form is rejected, you must continue the same process.

To avoid such hectic procedures and hassle, you can choose our website and get approval in 1 application. Some of the perks you could secure are:

  1. Your personal information is 100% protected. We are using industry-leading encryption tools to protect your data.
  2. The application process is quick and hassle-free, and you get approval in hours.
  3. Our procedure is faxless means you will not need to fax documents as it is now an outdated method.

What is Meant by Online Payday Loan by Direct Lenders?

Payday loans are short-term loans taken to meet small expenses and unexpected emergencies. Payday is an unsecured loan because it doesn’t require collateral to keep against it. The loan is usually for 2 or 4 weeks. You must pay the whole loan amount and an additional fee.

Online Payday loan from direct lenders is the best option; however, applying separately with direct lenders may cost you time and effort.

So, we designed a process to connect you with multiple lenders just with 1 application for your comfort. Also, our lenders understand your credit difficulties and prefer a soft credit check if they want.

Otherwise, you can even apply with bad credit scores. As far as payday payment is concerned, payday lenders usually roll over or extend your loan amount in case you are unable to pay on time.

Benefits of Payday Loan Direct Lenders

Payday loans have many advantages. Name it and get it. It is widely used as a pinch of salt to finance unexpected expenses. Payday is fast cash through which you can resolve your small expanses as:

  1. Medical bills
  2. Car repairs
  3. House repair
  4. Debt consolidation
  5. Educational expanses, etc.

How to Apply for Payday Loans Direct Lender

To make a loan request, you typically have two options.

  1. You can apply in person or by visiting a lender’s shop or a website for loans.
  2. You can apply through our website, where we will connect you to multiple direct lenders with 1 application.

Using brokers by connecting with many lenders is the best option to save your time and effort. If you apply through our website, you must follow simple procedures.

Gather Information

Your first task is to gather all related information required for the loan. This is necessary because you may not be eligible for the loan most of the time or be stuck in the hands of the wrong third-party lenders.

Therefore, it is essential to keep all your weapons ready before moving to loan.

Check Eligibility Criteria

Do check the criteria to check whether you are eligible for the loan or not. Some of the essential points taken into consideration before applying for a payday loan are:

  1. 18 years of age
  2. Minimum income of $1000
  3. No military officer
  4. Active bank account
  5. Financially independent.

Checking eligibility can no concerned with bad credit scores. It’s just a way to check whether you can repay the loan or not.

Do Simple Maths

If you think you are eligible forLoann, calculate everything before applying.

  1. Be sure how much amount you want to borrow
  2. Calculate additional fees
  3. Check whether you can pay a Loan or not, etc.

Collect all required documents

If you are satisfied with your estimation, start collecting the documents and information required for your application. Some documents required are:

  1. Email and home address
  2. Phone number
  3. Social Security Number
  4. Account number
  5. Income type
  6. Payslip

Start Loan Application

After completing all required work, now is the time to apply for a payday loan from a direct lender. Fill in all the required fields with credentials. Upload the necessary documents and submit the form.

Agree To Terms

After submitting your application, wait for the approval. We will take your application to our lenders, one of whom will then accept your loan request.

Once an actual lender accepts your loan request, he will send you the terms and conditions you need to agree upon. Some of these conditions can be:

  1. Loan Amount
  2. Loan fee
  3. APR
  4. Payment of Loan
  5. Consequences of non-repayment

Get Money in 1 Business Day

After finalizing everything, the lender directly deposits money into your bank account in minutes. However, it takes 1 business day for financial institutions to process the amount.

Online Payday Loans With No Credit Checks


During the economic downturn of Covid-19, people’s financial situation has been deteriorating significantly. Maintaining financial health or credit score is not an easy nut to crack in such a grim situation.

Several lenders performed a hard credit check and barred many people from borrowing loans due to this situation. However, we understand financial problems do not appear by looking at the money in your pocket. Sometimes you can’t repay the loan due for many reasons.

Therefore, our lenders are against hard credit checks. Instead, they check your eligibility criteria and whether you can repay the loan or not.

Even if you cannot pay the loan, in most situations, your loan is rolled over or extended, provided your state’s law favors such an extension. In an extreme case, if you surpassed your credit limit and piled up with outstanding debts, your report might be sent to credit bureaus.

Different Types of Loans

A short-term loan is the best solution if you need quick cash. Some of the online loans are

  1. Payday loan
  2. Online Installment loans
  3. Personal Loan
  4. SecuredLoann (required collateral)
  5. Title loans
  6. Pawnshops

Things To Be Considered While Dealing With Direct Lender

You must consider many aspects while dealing with direct lenders of payday loans. Lack of understanding may end up with nothing.

  1. Do not apply for a loan if you think you cannot afford it.
  2. A payday is a short-term option that can’t fulfill your long-term financial solution.
  3. Never miss loan payments until and unless you have the worst circumstance.
  4. Do good research before applying forLoann.
  5. Read your contract with the lender again and again.
  6. Ask which you do not understand either from the lender or us.



Direct lenders offer you the best services to meet your unexpected emergencies, foot your bills and repair your car. The loan processing is also as simple as ABC. The complete application form will not take more than 10 minutes if the documents are ready.

The article is a manga carta for those who want to take loans from a direct lender. You can apply with us anytime, 24/7, on weekends and with bad credit scores. Don’t wait more; start your application in minutes and get approval in 1 business day.